Why we’re different

When you buy a drill, what you’re really trying to buy is a hole. When you apply for car finance, what you’re trying to do is make personal transport affordable.

Most finance companies will lend you the money, wait till you fall asleep, and sneak out the back door. That’s not us – we’re in it for the long haul, there for you in sickness and health.

That’s because organising personal transport doesn’t stop at the purchase price of the car. You’ve got to manage WOFs, Regos, Servicing, Repairs, Insurance, and you’ve even got to fill up with fuel! If the bills aren’t annoying enough, you’ve got to remember to pay them too, or risk a fine.

That’s why we don’t see ourselves as a finance company (despite our name). Instead, we’re a car ownership company with a simple goal: a complete ownership package that works for you, your car, and your budget.

As it turns out, we’re quite good at it. We’re NZ’s highest rated car financier on Google and Trustpilot, and in the last three years our registration programme has saved our clients over $100k* in fines alone!

You can learn more about our packages, or find out what our clients are saying.


In 2017 there were 235,000 rego fines issued – at $200 a pop that’s $47,000,000, or $11.60 per car per year. Based on this rate, over the last three years our maintenance programme has saved our customers around $104,000 in rego fines!

Our amazing team

As Ludwig van Beethoven once said, “I will seize fate by throat. It shall never overcome me”. Behind our service sits a team of solutions focused people with the same commitment as Beethoven – a commitment to getting stuff done (although in this case it’s improving the way Kiwis manage their personal transport). We’re a tight-knit whanau, but Go Car is in growth mode. If you’re the carpe-diem-by-the-horns-with-your-sleeves-rolled-up type, we’d love to hear from you. Discover our careers opportunities.

Our Values

  • We’re all-round good sorts

    We’re all in this together and we have each other’s back. We’re about treating people with respect, taking responsibility and keeping a sense of humour. (Drama kings and queens aren’t tolerated!)

  • We’re trusted and straight up

    We’re open, we’re honest, we’re 200% ethical and we always do the right thing. If there’s an issue, we raise our hand and discuss it – then we can work together on the solution. Communication is central to everything we do – we keep each other in the loop, we trust each other and encourage everyone to share their thoughts early.

  • We deliver a truly awesome customer experience

    Our products and services empower our customers and genuinely add value, keeping them in the driver’s seat and wanting more. We listen to our customers and we work with them. We put the ‘cherry on top’ by going the extra mile and making sure they get what they want and need. We know we’re doing a great job when our customers refer someone to us, or come back for more.

  • We’re innovative, creative and quick off the mark

    We’re always looking for new and better ways of doing things. We’re not afraid to try things out - or of making the odd blunder and learning from it. We’re always on the ball and aware of what’s happening around us, so we can quickly grab the opportunities that come our way. We see change as an opportunity not a threat.
  • We grow great people

    We work really hard to employ fabulous people. Energy, optimism, flexibility, creativity, diversity and a not-so-serious streak are all highly valued. We’re informal but focused, and truly value ideas and execution. Personal development is actively encouraged and cheered on. We love to have fun and celebrate together when we do well.

  • We care

    We do what’s right by those around us – our customers, our colleagues, our dealers, our suppliers and our shareholders. We listen, we empathise and we help. Even if we need to have a tough conversation, we do so with the utmost respect and care.

The Bigger Picture

Go Car is a Money3 Corporation Limited (ASX: MNY, “Money3” or the “Company” or the “Group”) company.

Money3 was incorporated way back in 2005 and listed shortly after on the Australian Stock Exchange in 2006. It currently operates under various brands in Australia, as well as Go Car Finance in New Zealand.


Offering flexible car finance and personal loan options to Australian consumers who are often excluded by traditional finance providers.

AFS (Automotive Financial Services)

Offering non-conforming to mid-prime car finance to Australian residents as well as business vehicle finance solutions.

Go Car Finance

Operating in New Zealand, offering complete car finance package solutions including WOFs, regos, servicing, repairs and insurance.