Calculate your payments

See how much you could borrow! Try our calculator or give us a call on 0800 462 277

$
Payment frequency
3.0 yrs
  • Loan amount should be between 3,000 and 100,000

*Annual interest rates range from 11.95% to 27.95%. The calculator is only an indicative guide and is based on the interest rate selected. Your actual interest rate, repayments, and total payments will depend on your personal circumstances and optional products selected. To better understand the rate that will apply to you, please call 0800 462 277. Responsible lending and product suitability criteria, terms, conditions and fees apply. An Establishment Fee of $218, Referral Fee of up to $495, Go Connect Device Fee of $430, Loan Management Fee of $6 (monthly), and Go Connect Device Connectivity Fee $11.50 (monthly) may apply. For more information, please see Schedule of Fees.

Here’s where you’ll find all our most up to date finance information. It’s niggly but the stuff on this page is really important. If you’re thinking about financing your next car, have a read of the responsible borrowing code – it covers some of the best practices so you can make the best decision!

Here's where you can read important documentation

Feel free to download these documents for a read, or if you’d like to save them for a later date. Remember, you can always give us a call on 0800 462 277 if there’s anything you want to talk through.

Unregulated Financial Advice

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about a Go Car Finance loan are not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

MoneyTalks

MoneyTalks is a helpline that provides free, confidential budgeting and financial capability advice and is operated by the National Building Financial Capability Trust (FinCap). They can be contacted as follows:

PO Box 25335, Featherston Street, Wellington 6011

0800 345 123 (Text 4029)

www.moneytalks.co.nz

help@moneytalks.co.nz

  • Schedule of fees

    This document outlines the fees we charge in relation to a Secured Credit Agreement.
  • Product & rates

    This document contains our most up-to-date list of optional products, and what they cost.
  • Terms & Conditions

    This document outlines our latest Terms & Conditions. These are updated from time to time, so if you already have a contract with us, it might reference an earlier version. If you’re not sure, get in touch!
  • Direct Secured Credit Contract

    This is one of our current Secured Credit Contracts, the document you sign when you take out a loan with us. If you signed this one, the version number on the front page will start with Direct-B01.
  • Assignment Secured Credit Contract

    This is one of our current Secured Credit Contracts, the document you sign when you take out a loan with us. If you signed this one, the version number on the front page will start with Assignment-B09.
  • Responsible Lending Code

    This document outlines the steps we take as a Responsible Lender. We don’t want to put anyone in a tricky financial situation, and sticking to this code helps us avoid doing so.
  • Responsible Borrowing Code

    This is the other side of the Responsible Lending Code - the code you should stick to when borrowing money. We recommend reading it before getting a loan of any kind.
  • Hardship

    As a responsible lender, we can help in times of unforeseen hardship. If circumstances out of your control mean that you can’t make your regular payments, get in touch and we’ll see what we can do. Remember, communication is key – make sure to keep us in the loop and up to date, so we can help before things get out of hand.

Our Banking Details

We bank with BNZ - you can find our account details below. Please remember that it's critical to use your loan number or registration number as a reference, otherwise we won't know who paid us!

Account Number: 02-0191-0316699-00

Account name: GO CAR FUNDING LIMITED

Reference: Your loan number or registration number