Here you can find all our most up-to-date finance information - Contracts, Terms & Conditions, Products & Rates and more!

Feel free to download these documents for a read, or if you’d like to save them for a later date. Remember, you can always give us a call on 0800 462 277 if there’s anything you want to talk through!


Schedule of Fees

This document outlines the fees we charge in relation to a Secured Credit Agreement.


Products & Rates

This document contains our most up-to-date list of optional products, and what they cost.


Terms & Conditions

This document outlines our latest Terms & Conditions. These are updated from time to time, so if you already have a contract with us, it might reference an earlier version. If you’re not sure, get in touch!


Secured Credit Contract

This is our current Secured Credit Contract, the document you sign when you take out a loan with us.


Responsible Lending Code

This document outlines the steps we take as a Responsible Lender. We don’t want to put anyone in a tricky financial situation, and sticking to this code helps us avoid doing so.


Responsible Borrowing Code

This is the other side of the Responsible Lending Code - the code you should stick to when borrowing money. We recommend reading it before getting a loan of any kind.


Hardship

As a responsible lender, we can help in times of unforeseen hardship. If circumstances out of your control mean that you can’t make your regular payments, get in touch and we’ll see what we can do. Remember, communication is key – make sure to keep us in the loop and up to date, so we can help before things get out of hand.